How to Insure a Pet Taxi Business?

If you are in the business of transporting pets back and forth, whether to vet appointments or to the park, you need pet taxi insurance.

As a pet taxi provider, you need the correct pet taxi insurance policy, because even though chauffeuring these beloved paw-pals is extremely rewarding, there is also a fair number of risks involved that can put you in a serious financial bind.

How to Insure a Pet Taxi Business?

How Can Pet Taxi Insurance Protect You?

After an animal is handed to you, its safety is your responsibility.

Adding to this, you are also responsible for any injuries to third parties and/or their properties caused by the pet while in your care.

For example, if you are picking up your dog from your client’s home, and he run astray before getting into the vehicle, and injures himself as a result, you will be responsible to pay for the medical bills.

Similarly, if a cat in your care bites another pet or even a person while at the park, you will be held liable for the cost of both damages and injury.

With the right taxi insurance policy, your business can be covered for:

  • Medical costs for injuries to third parties
  • Emergency vet bills
  • Damage to property—both yours and others
  • Auto accidents related to your pet taxi

In the event you are served with a lawsuit, certain pet taxi insurance policies also pay legal costs to defend the suit.

These costs can include lawyer fees, awards for damages, and out-of-court settlements.

What Does Pet Taxi Insurance Cover?

Pet taxi insurance can include several different types of coverages, most notably:

General Liability Insurance

General liability insurance is perhaps the most basic form of coverages offered by pet taxi insurance companies.

It is indeed a broad term that covers w whole lot of things such as claims of bodily injury, and property damage caused by your business services.

In fact, some states will not let you operate a pet taxi business without having general liability insurance coverage.

Business Property Insurance

If you lease or own commercial space for your pet taxi business to operate from, business property insurance proves extremely handy.

Business property insurance can cover costs of damage to the respective property and even theft in case things are stolen from it.

Even if you operate your pet taxi business insurance from home, you will probably need business property insurance, because your standard home insurance policy will probably not cover theft or damage of business equipment.

Commercial Auto Insurance

Since you will be using your vehicle for commercial purposes, it goes without saying that you need commercial auto insurance.

This type of coverage covers you and the pets you are ferrying against costs related to an injury., third-party bodily injury and third-party damage liability.

How to Insure a Pet Taxi Business?

Before learning how to insure a pet taxi business, you should determine the type of coverage (s) you need.

The last thing you want to do is pay for something you are never going to use, but you do not want to buy inadequate insurance either.

Next, make a list of reputable insurance companies in your area that specializes in providing pet taxi insurance.

After you have narrowed down on a few insurance companies, you can request a quote from each, and then compare them alongside to decide which one is right for your business.

Remember, the cheapest quote is not always the best one, so make sure you read reviews, because signing off on the policy.

Please read more about dog walker insurance in California.

Final Thoughts

Operating a pet taxi is fun, but not without risks, which is why buying pet taxi insurance is the top priority.

You can either buy insurance offline, but it is a good idea to get and compare quotes from several different insurance providers.

Was this helpful? Share it!

SBCoverage.com
Enable registration in settings - general