What is the Best Insurance for WordPress Developers?

WordPress is one of the leading and perhaps the most popular CMS, and is used by millions of websites across the globe.

Due to this surge in popularity, the need for WordPress developers is in high demand and will continue to grow exponentially for years to come.

What is the Best Insurance for WordPress Developers?

What is a WordPress Developer?

WordPress development is a broad field, and a WordPress developer can be any professional that specializes in one or more areas of the infrastructure and ecosystem of the platform.

This might focus in creating and launching new products, specifically plugins and themes, or fixing and improving the software.

WordPress developers also work with clients to create, customize, and manage a WordPress website.

A WordPress developer is responsible for both the frontend and/or backend of WordPress websites that includes but is not limited to building sitemaps or wireframes, and optimizing the websites for SEO and conversion rate.

How to Become a WordPress Developer?  

A WordPress developer is a highly lucrative profession, but becoming a good developer does require a fair bit of technical skill, and years of expertise.

Even though this content management system does not require users to code or even know how to code, as a developer you will have to learn the basics of HTML, JavaScript, CSS, and PHP for debugging, troubleshooting, and extending the functionality of the platform.

Apart from learning code, you should read up on only WordPress specific resources to learn what makes this CMS unique.

As mentioned earlier, WordPress development encompasses a large area, so you will have to choose your focus area before getting into this profession.

The breakdown of these development areas include:

Core development – WordPress developers in this area create and edit the WordPress core itself.

Theme development – WordPress developers in this area create bespoke themes for individual clients or list for free in the WordPress theme directory.

WordPress plugin development – Just as the name would suggest, WordPress plugin developers create custom plugins similar to WordPress theme developers.

Again, they can either create plugins for clients, release them for free in the WordPress plugin directory or list for sale in third-party marketplaces.

After you have selected your area of focus, you will need to set up a development environment to develop a great, reliable end product.

Setting up a development environment can be done locally or in a remote location, and is where you can collaborate with other developers, and debug any issues before releasing your custom theme, security patch or plugin.

What are the Benefits of Insurance for WordPress Developers?

Just like insurance for TikTok influencers, there are myriad different benefits and types of insurance policies available for WordPress developers.  

Business Owner Policy

A business insurance policy bundles up several different types of WordPress business insurance policies into one.

While the cost of business owner policy varies across insurance companies, a typically BOP package covers property damage, peril, business interruption and liability.

A business owner policy is generally a great choice for small to medium-sized WordPress development agencies, and is usually more expensive because they include several different types of coverage.

Business Property Insurance

Business property insurance covers any damages or theft to your business’s properties including leased commercial office spaces.

Business property insurance covers your items such as computers and other electronic devices in the event of theft and damage.

General Liability Insurance

General liability insurance covers your WordPress development business in case of any lawsuits or any third-party claims.

For example, if a client sues you for a design flaw, WordPress developer general liability insurance will cover legal fees and lawsuits.

Commercial Auto Insurance

If you have any vehicles you use to conduct business such as those you use to drive back and forth to meet clients, getting commercial insurance will save you from any costs that arise from accidents including third-party damage.

How Much does WordPress Developer Insurance Cost?

The cost of WordPress developer insurance varies and depends on several factors including the state you live in, your age, and the type of coverage you opt for.

But to give you a rough idea, liability WordPress developer insurance can cost anywhere between $200 to $1000+ per year.

Final Thoughts

There are several perks to becoming a WordPress developer, but there are also many risks involved. With a WordPress developer insurance policy, you can protect yourself and your business against lawsuits that can put you in a serious financial bind. 

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